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Terms of Service

Last updated: January 2026

Please read these Terms of Service carefully before using the X Group website or any services provided by X Group and its subsidiaries.

1. Acceptance of Terms

By accessing or using the X Group website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License

Permission is granted to temporarily view the materials on X Group's website for personal, non-commercial transitory viewing only. This license does not include: • Modifying or copying the materials • Using the materials for any commercial purpose • Attempting to reverse engineer any software contained on the website • Removing any copyright or other proprietary notations • Transferring the materials to another person This license shall automatically terminate if you violate any of these restrictions and may be terminated by X Group at any time.

3. Services

X Group and its subsidiaries (CODEX, TECHX, XTEL, CYBERX, XMOTORS) provide a range of technology, telecom, fintech, and mobility services. Each subsidiary may have additional terms and conditions that apply to their specific services. By using any subsidiary's services, you agree to comply with their respective terms.

4. Investment Disclaimer

Information presented on this website regarding investment opportunities, growth metrics, and company performance is for informational purposes only and does not constitute financial advice, an offer to sell, or a solicitation of an offer to buy any securities. Past performance is not indicative of future results. All investments involve risk, and you should consult with a qualified financial advisor before making any investment decisions.

5. User Accounts

If you create an account with us, you are responsible for maintaining the security of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account. X Group will not be liable for any loss or damage arising from your failure to maintain the security of your account.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, trademarks, images, audio, video, software, and data compilations, is the property of X Group or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws. The X Group logo, company names (CODEX, TECHX, XTEL, CYBERX, XMOTORS), and related marks are trademarks of X Group.

7. Limitation of Liability

In no event shall X Group, its directors, officers, employees, or subsidiaries be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of (or inability to access or use) the website or services.

8. Indemnification

You agree to defend, indemnify, and hold harmless X Group, its subsidiaries, officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the website or violation of these Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to Terms

X Group reserves the right to modify these Terms of Service at any time. We will notify users of material changes by posting the updated Terms on this page. Your continued use of the website following any changes constitutes acceptance of the new Terms.

11. Contact

For any questions regarding these Terms of Service, please contact us: X Inter Ltd (Global HQ) 24b Rebbledale, London Colony, AL2 1TD, United Kingdom Email: info@x.co.tz Phone: +44 800 0087001

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